Friendly Finance Experts at Wood Motor CDJR of Carthage

Buying a car doesn’t have to be an experience filled with anxiety. The friendly sales team and helpful finance department work hard to make your car-buying experience relaxing and enjoyable. Because we value your ownership experience as much as your shopping experience, we work hard to build dealership financing packages that won’t empty your bank account.

When it’s time to buy a new-to-you car, we invite you to experience the friendly team at Wood CDJR Carthage, conveniently located between Webb City and Avilla.

Why Choose an Auto Loan

Car buyers can pay for cars in a handful of ways: leasing, loans, and cash. The best choice is the one that fits into your personal finance situation and your driving needs. Auto loans are good choices for drivers who want to own their car and don’t want the restrictions that come with leases.

Purchasing a car with a loan usually involves making a down payment, often using a combination of cash and trade-in value on a used car. After determining your down payment and completing a loan application, our finance team will search for the best interest rate and loan term to get to the monthly payment that fits your budget. For monthly budgets, loans can be financed over 60, 72, or 84 months.

As part of our commitment to customer service, we work hard to make car financing easy. You can speed up the financing process by getting quick preapproval for an auto loan through our website without checking your credit report. You can also check car loan interest rates by browsing our special offers and incentives. We also invite you to use our auto loan calculator to determine what car price fits your budget.

Benefits of Leasing Your Next Vehicle

Some car shoppers prefer to lease new cars. While leases come with some restrictions on mileage and customizations, they have several benefits. People with good credit scores can take advantage of leases, especially the outstanding offers from Chrysler Capital.

Lease programs usually have terms of 24 or 36 months. Most have mileage limits between 10,000 and 15,000 miles annually. The higher the mileage limit, the higher your monthly payment will be. Leases often have reasonable annual percentage rates, which helps keep monthly payments low - especially compared to auto loans.

Visit the Finance Center at Wood Motor CDJR of Carthage in Carthage, MO

The finance team at Wood Motor CDJR of Carthage is ready to help you get a great financing deal on your next car. Our goal is to make your car purchase or lease affordable, so we work hard to find the best loan or lease deal through national financial institutions as well as local banks and credit unions.